EQUIPMENT FINANCING

Need Equipment Financing for your small business? Traditional loans not working out? Don’t worry, there’s a solution! Equipment Financing is your alternative lending option. With Equipment Financing is, you can access the funds you need without the hassle of a common loan.

What do you need to Qualify?

At Alliance Capital Management, we care about the success of your business. We’ll never over-leverage your business by giving you more funding than you can handle.

1 No Minimum Time in Business

You can qualify for our top financing options, regardless of the age of your business.

2 No Min. Monthly Gross Sales

The minimum revenue to You can qualify for Equipment Financing with no minimum in monthly gross sales.

3 580+ Minimum FICO

We have financing options for all credit profiles. The minimum FICO score required to apply is 580.

Frequently Asked Question

At Alliance Capital Management, we care about the success of your business. We’ll never over-leverage your business by giving you more funding than you can handle.

What is Equipment Financing

AEquipment financing refers to the type of funding companies utilize to purchase business-related equipment. Obtaining these assets can be through equipment leasing or equipment financing which doesn’t require businesses to pay out of pocket large amounts of cash ultimately freeing up working capital within the business.

What Is Equipment Lease Financing?

Equipment lease financing is similar to equipment financing except when leasing, you are technically paying the equipment’s owner to rent it each month. At the end of the leasing period, you can opt for a buyout and purchase the equipment or end the leasing contract. Keep in mind, a disadvantage of renting equipment without the prospect of owning it may be expensive in the long run.

How Does Equipment Financing Work?

Equipment financing refers to a loan used to purchase business-related equipment. Instead of using your working capital to purchase the qualifying equipment, equipment financing allows you to finance the full equipment cost and repay the interest and principal over fixed terms. Once the payback period is complete, you will own the piece of equipment outright.

How To Finance Heavy Equipment

Similar to equipment financing, heavy equipment loans allow businesses to borrow money to purchase large pieces of machinery such as, forklifts, cranes, bulldozers, or other large machinery you need a license or special training to operate. Financing heavy equipment helps free up businesses cash flow while giving you the ability to continue to serve your customers.