SBA LOAN-SMALL BUSINESS ASSOCIATION LOAN - ALLIANCE CAPITAL MANAGEMENT & BUSINESS GROUP.

SBA LOAN

Need quick funds for your small business? Traditional loans not working out? Don’t worry, there’s a solution! SBA Loan, is your alternative lending option. With a SBA Loan, you can access the funds you need without the hassle of a common loan.

What do you need to Qualify?

At Alliance Capital Management, we care about the success of your business. We’ll never over-leverage your business by giving you more funding than you can handle.

1 Startup to 3 Years In Business

You can qualify for our top financing options with as little as a Startup to 3 years in business.

2 $60,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options is $60K in annual gross sales.

3 No Loss on previous 2 years Tax Return

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

4 675+ Credit Score Required

We have financing options for all credit profiles. To qualify for funding from the SBA, a 675+ credit score is required.

Frequently Asked Question

At Alliance Capital Management, we care about the success of your business. We’ll never over-leverage your business by giving you more funding than you can handle.

What Is An SBA Loan?

An SBA Loan is a government-backed loan that can be used to start or expand a business. The loan has certain requirements for eligibility, such as size standards, proving the ability to repay the loan and solid business purpose. The SBA works with specific lenders to offer their programs which eliminate the risk from the lender since they are backed by the government.

How To Apply For An SBA Loan?

In order to apply for an SBA loan, you should follow these steps:

Check your eligibility
Choose the right program for your business
Research trusted SBA lenders
Prepare your documentation

If you are unsure if your business will qualify for an SBA loan, it’s best to reach out to a trusted lending partner to discuss your options and potential eligibility.

The SBA’s requirements include:

Good to excellent personal credit
For-profit business
No previous delinquencies on government loans
Must be in business for at least 3 years
Must be considered a ‘Small Business’ from the SBA

SBA 7(a) may be available if your business does not meet the minimum time in business or credit score requirements.

What Is a SBA 7A Loan?

A SBA 7(a) loan is the primary product from the SBA. It isn’t a loan directly from the SBA, rather, the SBA helps small business owners secure loans by guaranteeing a portion of the amount borrowed, capping interest rates, and limiting fees. Generally, qualified business owners can use a 7(a) for any business purpose.

ROK Financial has access to a wide variety of SBA Loans.

A business line of credit is a business tool that small business owners use as a strategy so they can access funds to sustain their day-to-day business needs. The line of credit allows the business to access funds as soon as they need it. It is one of the ways companies use to access their capital in both short-term and long-term financial needs as they seek further revenue-generating streams.

What Is an SBA 504 Loan?

SBA 504 loans are generally used for buying fixed assets like equipment or real estate, which ultimately act as collateral for the loan itself. This program may require a down payment and is made available through Certified Development Companies (CDCs), not lenders.