ALLIANCE CAPITAL MANAGEMENT & BUSINESS GROUP
Thank you for visiting our loan brokering website. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you use our services. By accessing or using our website, you agree to the terms of this Privacy Policy.
- Information We Collect: a. Personal Information: We may collect personal information such as your name, contact details, address, financial information, and other relevant details necessary for loan brokering services. b. Usage Information: We may gather information about how you use our website, including your IP address, browser type, device information, and pages visited.
- How We Use Your Information: a. Loan Brokering: Your personal information is used to facilitate the loan brokering process, including assessing eligibility and connecting you with potential lenders. b. Communication: We may use your contact details to communicate with you regarding your loan application, updates, and other relevant information. c. Analytics: We may analyze user behavior on our website to improve our services, enhance user experience, and optimize our website’s performance.
- Information Sharing: a. Lenders: To fulfill the loan brokering services, we may share your information with potential lenders. b. Service Providers: We may engage third-party service providers to assist with website operation, analytics, and other services. c. Legal Compliance: We may disclose your information to comply with legal obligations, protect our rights, and ensure the safety and security of our users.
- Your Choices: a. Opt-Out: You can opt-out of receiving marketing communications from us by following the instructions provided in the communication. b. Access and Correction: You have the right to access and correct your personal information. Please contact us for assistance.
- Security: a. We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. b. However, please note that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
- Updates to Privacy Policy: a. We may update this Privacy Policy from time to time. The latest version will be posted on our website with the effective date.
- California Residents
- This section supplements the information herein and applies solely to all visitors, users, and others who reside in the State of California. We adopt this notice to comply with the California Privacy Act of 2018 (“CCPA”) and any terms defined in the CCPA have the same meaning when used in this section.
- Sharing Personal Information
- We may disclose certain information about you that we have collected for purposes that may be considered a “sale” under the CCPA. For example, we may disclose information to companies that perform direct marketing campaigns. When we disclose such information we may enter a contract that describes and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. The CCPA prohibits third-parties who purchase the personal information we hold from re-selling it unless you have received explicit notice and an opportunity to opt-out of further sales.
- In the preceding twelve (12) months we have sold or disclosed the following categories of personal information:
- Personal Information Identifiers – Your name, address, telephone number
- Protected Classification Characteristic – Your age
- Commercial Information – Annual Sales of your business, your credit score and length of time in business
- If you are a California resident, you may request information about our disclosure of personal information to third parties or affiliated companies. To exercise such rights, please submit a verifiable request to us as set forth below. Only you, or someone legally authorized to act on your behalf, may make a verifiable request related to your personal information. You may only make a verifiable request twice within a 12-month period. Please allow up to 45 days for us to process your request.
- Contact Us: If you have any questions or concerns about this Privacy Policy, please contact us at [insert contact information].
By using our website, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.